Consider the set disjointness problem. Alice and Bob hold n-bit strings $a$ and $b$ respectively. They would like to compute the function $$ \text{Dis}(a,b) = \begin{cases} 0 &\text{if } \exists i : a_i = b_i = 1 \\ 1 & \text{Otherwise}\\ \end{cases} $$
It is well known that this problem has communication complexity exactly $\Theta(n)$ (see here for example). This means that it cannot be solved with communication overhead sublinear in $n$.
Many times this result is informally stated as "Computing disjointness has communication overhead linear in the size of the inputs"
Question: How do I go from the formal definition and result for set disjointness to the informal statement above. My issue is the following: Assume Alice and Bob hold sets of 64-bit integers. In this case writing them as characteristic bit vectors would require them to send around 2^64 bits. However, clearly I can trivially solve the problem by sending my total set, which would have a communication overhead of $\text{set-size} \cdot 64$. How is this communication overhead related to the bit-strings of the set disjointness problem?