Your intuition tells you correctly that it should suffice to check the bound for the term $3n^2+2$, since $3n^2+2$ dominates the function $4n+1$. nir shahar has pointed that out in their answer. However, for a formal proof that $f(n) = \mathcal{O}(n^2)$, you will need to formalize your intuition that $3n^2+2$ dominates $4n+1$ and you will also have to argue why this reduces your problem to showing $3n^2+2 < cn^2$.
I advise you not to prove $3n^2+2 \ge 4n+1$ and then use this statement. I think it will be easier to instead prove both $3n^2+2 \le cn^2$ and $4n+1 \le c'n^2$ for $n > n_0$, with suitable constants $c, c' > 0$, and
$n_0$. Then, with $C = \max(c, c')$, you will have $f(n) \le Cn^2$ for all $n>n_0$.
Maybe this way will cost you two more lines of a proof, but you will be rewarded with a more straight-forward proof.